The Butler Blogs It

Friday, October 31, 2014

Should My Realtor Told Me this House was Haunted ????? What made that Noise???

In the spring I posted a blog about haunting and crimes and should a Realtor have disclosed these facts to buyers and their agents. It was my second posting and to be in the holiday spirit I wanted to re release it and add to it and do some further research. In doing so I found some case on line that might have reversed what I had said originally. Concerned about being in correct or misunderstanding something I did some further research and learned some interesting things, If a person had passed away, or there was a crime committed in a home a Realtor is not obligated to disclose this as these are not material defects to a property.

However if a home has been publicized,

or is in public knowledge of such a stigma of being haunted or a famous crime occurred in the home, then an agent needs to disclose it. , Say for instance you get a list the home Jeffery Domer lived in or home like the Amityville Horror, then it should be disclosed, because it was know to the public.

There have been homes in the New York area where sales have been reversed, not because they were haunted, but because they were stigmatized in the public's eyes in print or television of being so and the seller should of disclosed it”.

As realtors, due to laws we adhere to such Federal housing Laws which prohibits saying which are good or bad neighborhoods, and other rules which prevent us for commenting on crimes or haunting in the home, or good or bad schools.

For instance if it said that house had some one die or there has been a crime or suicide we can not mention it. The reason we are not able to say even if we know such facts are true is because none of those factors have any bearing on the soundness of the structure and or value of the house in question and do not contribute to material defects. Of course it is still a concern to buyers understandably.

Here is my advice if you are purchasing a home. There is this new thing called Google, have you heard of it and its amazing for finding out all sorts of things?! Put the address of the home you are considering of purchasing, and scroll past the many web sites that will show it listed, and see anything of haunting or crimes committed there. If the search is inundated by for sale results, you can ask Google a question like is 333 Hubbabuba drive , bannaville NY haunted or crime committed.

If this does not yield any results and you are still concerned about paranormal activity you can contact local historical societies and depending on the age of the home they may have some accounts, or you can check these sites and put the address in : http://www.haunted-places.com/ and http://hauntedhouses.com/.

In the NY area there are many old homes dating back to the revolution if not even older back to the Dutch who originally colonized the area. It is a forgone conclusion . There are also stories, and rumors of buildings being haunted. As realtors as I mentioned, we can not comment on any of this as it does not take away from the soundness of the house, unless as mentioned it is in the public domain as being known as such. If is it known throughout the neighborhood that kids run from or do cars drive by just to photo it because of its known as a haunted house.

So you may ask, so Bill have you ever experienced any supernatural occurrences and do you believe in ghost and spirits? Well the answer is yes to both questions. I not say how many of my fellow realtors and I have shared stories of strange feelings of energy or strange goings ons that were unexplained. I had 3 such experiences.

The Preview……

The first occurrence was the when previewing a home for clients. I had found out that the agents parent had died and the house was an estate. I did not ask or want to know if they had passed in the home. So I went in to look at the home to see if it would work for my clients. I looked through the main level, bedrooms, baths and kitchen which was dated but in nice shape. Then I went downstairs to check the full basement for water or anything else. As I was walking through I heard a door slam and became startled. I was concerned because the house was vacant and feared not of ghosts but a squatter, or thief, or some one who may be up to no good.

I clutched my large mag light flashlight, gripping it like a club, I said hello is anyone here, hello, I am a realtor… I went through the entire basement cautiously opened every door and found nothing. In the rooms where there were windows they were shut so no draft slammed the mystery door, and could find no sign of anyone in the dwelling. Feeling a bit uneasy I left and luckily this home was priced to high my clients never had in interest after all. Was there a spirit there angry I was there slamming the door as s sign to say get out? I guess you will have to decide!

The showing….

Another time I was showing a home to a client. for some reason I was picking up a negative energy or just a feeling for some reason. I did not know why but thought it was just my imagination. When we went down to the finished basement my client turned to me and said she was getting a bad feeling like something bad happened here. I confessed and told her I felt the same but thought it was just me and I didn’t want to mention it based on a feeling. We felt a coldness in the basement. Obviously the client was not interested in this home. Years later in chatting w another realtor, I had found out there was a murder suicide in that home. Again did we experience something? You decide.

Another preview

Another time I was previewing a home and received a phone call from someone and realized it might be a long call, so I sat on a dinning room chair and took the call. I happen to look at a door way saw the head of a little boy. I screamed and person on the other line was concerned what was happening. When I told them they are in shock. I would say the face was about a 8 to 10 years old. It was only there for a few seconds and it did scare me at first. But afterwards I got a warm peaceful feeling after I saw the apparition. I know what I saw, but you decide.

below is a useful felony map, and school stats, and haunted homes registries :

Felony search in your area:

http://www.felonspy.com/search.html

School reports:

http://www.greatschools.org/new-york/

haunted homes registry’s

http://www.haunted-places.com/

http://hauntedhouses.com/

Monday, September 29, 2014

Get your home from “Just Listed” to “Just Sold”

Get your home from “Just Listed” to “Just Sold”

There are strategies that can sell your home in the quickest possible time. So many sellers fail to adhere to them either because they do not know about them or their agent does not advise them to do so. But if your Realtor does give you the following advice, listen to him, or her, because they have your best interest at heart.

CURB APPEAL

Upon driving up to your home, impress potential buyers with amazing curb appeal. Have your property landscaped on a regular basis and keep it up until it sells.

Keep your grass cut regularly; a nicely manicured lawn is a thing of beauty. Also, if you have a dog be sure to clean up his droppings. I cannot tell you how bad it is when a realtor or potential buyer steps in your pet’s landmines

, because guess what, if they do not notice it, and enter your home they can potentially track it in the home. Some buyers walk around the property first while others go from the car to the walkway to the front door and view the property after seeing the home. Also, landscape your property, plant seasonal flowers, trim hedges and bushes so they do not look like a jungle scape. If you cannot do this, hire a professional landscaper.

And take a ride to your local greenhouse or home improvement store and get advice for what plants and flowers to plant. Consider putting colored stones in flower beds for two reasons. First it looks very sharp. And second better to have these stones bordering your home rather then mulch. Mulch is usually treated but over time the treatment degrades. If the mulch is close to your home, it can possibly attract termites.

DE-CLUTTER

I had a co-op listing recently that sold in the winter the same weekend that I listed it. The feedback that I received asked me if these sellers really lived like this; it is immaculate. Keep wood floors waxed and shiny. If they are dull you can have them re-sanded and polyurethane. On the coffee table limit magazines to about 3 and choose them wisely. Put the Sports Illustrated swimsuit edition away! If you have hobbies such as boating or cycling, put them on the coffee table. In the kitchen de-clutter the counter top and keep the sink free from dirty dishes whenever possible. In the bathrooms, keep them clean and put air fresheners in there.

Throughout the house you can put out scent dispensers that release scents. Scents I like are saddle wood, beach and ocean scents, vanilla, cinnamon and apple pie are perfect for the kitchen, and fresh linen scents are great. For bedrooms, if you have children, instill in them to keep their rooms as tidy as possible. But let’s face it, kids are kids! Don’t despair. Upon seeing this most buyers were understanding. But make sure your bedroom is in better shape than your children’s room.

And here is my biggest pet peeve; take down all those magnets on the refrigerator

A PICTURE IS WORTH A THOUSAND WORDS

1137 East Mountain rd Video tour by Home Tour Visions

We have all seen listings that have only one to four pictures. And what do buyers think of when they see this? Something must be wrong with the house when there are so few photos. Ask your realtor what is the maximum number of photos that is allowed on their Multiple Listing service and how many do they think they will put on the listing. Another thing that is trending in my area is a real video of the home. In the recent past realtors would put slide shows up with music playing. As technology is ever advancing, the way to go is using video as well as pictures. If you have photos of your home you feel are worthy to be put in the listing, such as an area photo, or if you have water views with an amazing sunset, ask your realtor if they could use it. I personally prefer photography.

I used to take phenomenal pictures and pride myself on them. These days I have employed a company called Home Tour Vision. They come in and do a full walkthrough video and take photos which are done with High Definition cameras. Two of my listings that I recently used Home Tour Vision on are; 1137 East Mountain Road in Cold Spring, NY and

48 Charter Circle in Ossining, NY. East Mountain Road is a high-end listing and in a remote area. Charter Circle, a co-op apartment, sold the same weekend I listed it, thanks to the video done by Home Tour Vision.

WELL BILL, I HAVE A CONDO, NOT A HOME, AND CAN ONLY GET SO MANY PICTURES OF IT

Charter Circle listing is a perfect example of this statement. It was a co-op apartment and we could only can get so many pictures of the apartment. In this listing, Home Tour Vision, at my request, mounted a video camera to their vehicle and drove through the scenic town of Ossining and filmed the town’s shopping stores, main street, and train station.

48 Charter Circle video by Home Tour Vision

Plus they also stopped and took photos as well to include in the listing. In addition, many complexes have other amenities like pools, laundry rooms, playgrounds, club houses, co-op gardens, golf courses, and restaurants within their borders. I put these photos in to show what the complex offers in addition to a great living space. In Charter Circle it did not have any of these amenities but still sold in a weekend!

I WANT TO SELL MY HOME FOR 1 BILLION DOLLARS…

They say LOCATION LOCATION LOCATION in real estate. But I counter this with PRICE PRICE PRICE. List your home realistically and do not overprice your home in hopes you will lower the price once negotiations begin. With that mindset:

· you can price yourself out the market

· get reduced showings

· have the home sit longer on the market

· have to have price corrections to catch up to market trends.

Your realtor should show you comparables of homes in your area that have sold, and also show you what is active to point out your competition and allow you to see where your home fits into the current market. You obviously have your bottom line price but it must be tempered with your local market. When showing comparables, I find that either a quarter mile or half mile radius from your home gives you a good indication of what the market is like in your area.

HOW WILL YOUR REALTOR MARKET YOUR PROPERTY

This is another important factor in the sale of your home. Find out what they will do to market your home. Will they do Open Houses or Mega Open Houses, and broker Open Houses? In the old days of real estate, before the advent of the Internet, realtors would stake their Open House signs everywhere like a miner would stake his claim to a mine and homes would sell at Open Houses. Buyers are looking at homes at 2 am on the Internet in their pjs rather than driving around to see Open Houses as they once did. Personally I find Mega Open Houses are more effective. Message me if you would like to know what they are as it is something that only few do and do not want to publicly share this Open House type.

I find a broker’s Open House is more effective. Every area has one day that is broker Open House day where any realtor does an Open House for just brokers. This is key because when your home just hits the market you want the neighboring agents to see it, because you know agents have buyers!

PRINT ADVERTISING IS DEAD….

There I said it. So many brokers have stopped spending money on print advertising in newspapers because of this thing called the Internet, and only advertise in print for an Open House. Websites like Realtor.com, Zillow, and Trulia, just to name a few, are where the buyers are looking. I have accounts on all of these sites plus I employ social media outlets such as Facebook, twitter, YouTube, and propertytube, to advertise. Also submission to your realtor’s MLS automatically feeds your listings to hundreds of other websites automatically. Yesterday I showed East Mountain Road and when I got back to my office I tweeted it with a few pictures. I received a few new followers because of it. By using Hashtags effectively, I can draw people into the listing with twitter or Facebook. I have my own professional page, THE BUTLER SELLS IT, on Facebook. In addition, I created a page for each property listing. When making a post I share the posts and pages to my personal Facebook page to let my Facebook sphere of influence see it. They may not be looking but may know someone who is and share it with them. Do you remember that Johnson & Johnson shampoo commercial; “she told two friends, and she told two friends and so on and so on”, or did I just date myself? Word of mouth is a very valuable form of advertising.

My thoughts on Craig’s List are mixed. Many listings get stolen by people overseas to try and extort money from renters to lease it sight unseen, i.e., if you send me a deposited check…

The realtor that tells you, oh yes once I put it on MLS it will go to hundreds of websites, don’t worry. Look them straight in the eye and ask them, what else do you do, do you have a facebook page , twitter acct, and can you pull them up and show me. If they do and you see posts on there from 6 months or a year ago, they are not utilizing a great tool. They may be a tool, a tool that you may not want to consider doing business with for the sale of your most precious asset, your home.

Tuesday, September 9, 2014

A BLAST FROM MY PAST

I enjoy working with investors,finding them a under valued or distressed property, negotiating to get a great deal and help them market and resell after they have renovated. I have completed many transactions with this client including 2 this summer which i will be listing soon.

Not every deal goes smoothly. In this case there unit did not appraise for there purchase price. But with some creative negotiations by all involved we had a great closing.

Estates are difficult for families but having understanding and respect is key!

It is a privilege to help some one return to Yorktown Heights where they grew up!

Always fun to close with a regular client! This is a business of developing long lasting relationships, not making a sale and forgetting about people

I get so excited for first time buyers, I reflect how i felt when on my closing day after we had our keys in our hand for the first time!

Both homes above were sold by the same seller. who i sold both with in months of each other

This home was short sale. They are not an easy process but with an agent that knows how to work with the banks makes all the difference some times.

Talk about a double whammy! I helped these folks sell there coop then find a great home at an amazing price! The numbers don't like

This was a new all time quickest sale record!

I hope you have enjoyed my latest post and blast from my past. It is my privilege to serve!

And Now one of my favorite pics i took one eve on the Hudson River!

Wednesday, September 3, 2014

How do a chose an agent to sell my house?

When you decide to sell your Home real estate market, you will have to make many important decisions such as pricing, advertising, and choosing a sales agent. If you would like to sell your house as quickly as possible, for the best price, and with the least amount of stress, an experienced real estate agent can ease you through the process, which homeowners can find daunting!

So what should I look for in an agent then?

You should interview a few agents from different companies. Did you buy a car in the first dealership you went into in your car buying experiences? Most likely no unless the first one gave you a sweet deal! The same is true for choosing a realtor. Some agents will try to buy your listing, which means they will promise you they will get you more then what the market will bear, in hopes you will sign with them, because the other two realtors would list your home for 20k, obviously this guy knows something the other two don’t right? . Note then the agents you interview should bring you comparable sales that are consistent. Depending on how thorough the agents are they should all bring many of the same comps.

I want to sell my home for 1 billion dollars !

So how is a list price determined?

An agent you will show you comparables of sold houses and active listings in the general area. I typically show homes that are within a radius of 1/4 to 1/2 mile of your property. Unless it is a rural area and homes are spread out or you are ithe only colonial in a sea of ranches, then you would look at all the colonials in that area. this will give you a bead on the market and will help you make an informed decision in the pricing of your house.

You want how much to sell my home?

Frequently the first question I get asked before I even am sitting before a home owner is what’s it gonna cost me, what do you charge , what’s your commission? Over the phone I usually say 35% and wait for the silence or the laughter. And then I tell them anything I tell you after this wont sound that bad. 95 percent of the time this works in developing a connection with some one and I usually give a range between 5 and 7 percent. When in front of the home owner I explain that I use everything as away to help sell a home even commission. Typically when an agent puts a home on a multiple listing service the commission agreed is split between the listing broker and selling broker. All participants in the multiple listing agree to cooperate and show everyone’s listing. An agent should show all homes in the market area regardless of what commission they would receive if they sold the home. But some time agents see 3 homes on same street or close in proximity and one has a lower commission then the other two and may not show the lower commission home. This is wrong but does happen. Since I know this can happen, I try to get the highest commission possible so I can offer more to a cooperating broker. The hope is my home is priced well, in best condition so a buyer will choose it with their agent. But then I show them my marketing plan to show what they will get for the commission asked.

So what is a good marketing plan ?

I don’t know what a good one is, just a great one that I offer. Today print media is dead, but if you are reading this blog you probably already know this! Its all on line and social media venues like Facebook, and Twitter and MLS syndication's. You may be familiar with the first two I mentioned but what is MLS (multiple Listing Service) Syndication's. When an agent puts a listing on MLS it automatically goes to realtor.com. However the MLS in each area has agreements with other home buying web sites that it will send a feed of listings when ever new or updated information is available. Some web sites get regular feeds others just get the initial listing feed and never get another update again. I also have a profile on Trulia and Zillow (Click each to see my profile). Listings automatically go to those both, but since I have a agent profile and pay for different features I can do more with the listing then it just going to the site through regular syndication. Another big social media outlet I have is my Facebook fan page for my real estate business : The Butler Sells IT (click on link, and like my fan page!). I also have a yourtube.com channel and a propertytube.com channel. I place listing videos and other video material here. Many can claim they use these things because they are buzz words today, but with my past life as an IT consultant, I leverage all technologies to my sellers advantage in the sale of a home.

So what else does my marketing plan include besides social media?

The latest in selling homes is the virtual tour. It has come a long way from 2007 when I first saw it and the first ones made you feel you were walking in a submarine and get nausea! I employ a company called Home Tour Vision (click on the link) which delivers an amazing “real virtual walk through tour” with narration pointing out a homes features. There staff comes to a home and videos it in HD as if you were walking through it. They also photo the home in HD quality. I have prided myself in my photography. Since I do, the editing on my end would add more delay on getting the home listed. With Home Tour Vision doing the photography as well it helps me to maximize the other facets of getting a home listed. You many say there are a bunch of companies out there that do video or what was popular before this the slide show. The difference between them and Home Tour Vision is they also have a marketing system as well. I recently sold a coop in a weekend thanks to the video done by Home Tour Vision. This is video they did that sold 48 Charter Circle (click on property to view video by Home Tour Vision)

Well I want my agent to an open house very Sunday till my home sells!

Are Open Houses Effective in selling a Home?

Like everything else in real estate things change. Back in the day open houses were as vast as trees in the forest and very effective in selling a home. Why was this? Because for a long time there were no computers around and every month a broker would get a book of listings and this is how agents would show properties. And an open house sign would a tract buyers in droves and was common for an agent to sell a home from an open house. Today that is not the case with the traditional open houses. Today the open house is at 2am when some one is looking at a video from Home Tour Vision in there pjs. Most buyers are super tech savvy and want to view the homes that catch there eye on line. So is the open house a dead horse? No!

I employ two types of open houses, a brokers open house and a mega open house. The brokers open house is important because you premier the home to local brokers and agents in the area. Why is this important? Because agents have buyers Duh… You want an agent to walk out the front door and be on the cell phone w a client telling them you have to see this house today! It is also important because it exposes the home to all brokers and agents so they are aware of the home even if they don’t have a buyer today they may get a call or a colleague in there office may have a buyer. As for a mega open house that’s part of my classified marketing. If you are interested drop me a text email or call and would be glad to share it with you, unless of course you are my competition lol!

Which day is it better to initially put the home on the market?

It has been said that Friday is the best day to list a property because buyers are more available on weekends to visit homes for sale. Today's home buyers are tech savvy and can view all the details of a new listing by logging on to the internet. Therefore, the Friday listing idea is no longer relevant. Any day is a good day!

I still cant decide on which agent????

So you have interviewed a few agents and all have a lot of these characteristics and you still cant decide what then? Ask them for testimonials or links to them. I am currently working on video recommendations or reviews here are mine on Trulia, I have 22 currently and growing. If all things being equal and you are at a crossroads in choosing an agent then you should say who did I most feel comfortable with. What agent best matches your personality, do you want some one all business, or some one you feel a connection with that you can talk to as if you are talking to a friend. I try to be informative, knowledgeable and have my clients feel that I am with them through the whole process, to advise them on real estate matters, not just look for a quick sale and forget about them after the sale.

Even with the with the best actions taken by your agent, the selling home the home still relies on how the market is doing in your area, how much or how little inventory is out there. I hope this was informative and light hearted. If you have any questions or are interested in buying or selling never hesitate to contact me but remember to sell a home my commission is 35 percent lol!

Tuesday, April 1, 2014

Why didn’t my Realtor tell me this house was haunted before bought it??????????????

For instance if it said that house is haunted or there has been a crime or suicide we can not mention it. The reason we are not able to say even if we know such facts are true is because none of those factors have any bearing on the soundness of the structure and or value of the house in question. Of course it is still a concern to buyers understandably. Here is my advice if you are purchasing a home. There is this new thing called Google, have you heard of it and its amazing for finding out all sorts of things?! Put the address of the home you are considering of purchasing, and scroll past the many web sites that will show it listed, and see anything of haunting or crimes committed there. If the search is inundated by for sale results, you can ask Google a question like is 333 Hubbabuba drive , bannaville NY haunted or crime committed.

If this does not yield any results and you are still concerned about paranormal activity you can contact local historical societies and depending on the age of the home they may have some accounts. For crimes committed in a home or crime rate, contact the local police station and get the a crime profile of that desired neighborhood.

In the NY area there are many old homes dating back to the revolution if not even older back to the Dutch who originally colonized the area. It is a forgone conclusion that in these older homes that some one may have passed away in the home as it was common in that time given hospitals and medical care that we are accustomed to did not exist. There are also stories, and rumors of buildings being haunted. As realtors as I mentioned, we can not comment on any of this as it does not take away from the soundness of the house.

So you may ask, so bill have you ever experienced any supernatural occurrences and do you believe in ghost and spirits? Well the answer is yes to both questions. I can not say how many of my fellow realtors and I have shared stories of strange feelings of energy or strange goings ons that were unexplained. I had 3 such experiences.

First I was previewing a home for clients. I had found out that the agents parent had died and the house was an estate. I did not ask or want to know if they had passed in the home. So I went in to look at the home to see if it would work for my clients. I looked through the main level, bedrooms, baths and kitchen. Then I went downstairs to check the full basement for water or anything else. As I was walking through I heard a door slam and became startled. I was concerned because the house was vacant and feared not of ghosts but a squatter, or thief, or some one who may be up to no good. I clutched my large mag light flashlight, gripping it like a club, I said hello is anyone here, hello, I am a realtor… I went through the entire basement cautiously opened every door and found nothing. In the rooms where there were windows they were shut so no draft slammed the mystery door, and could find no sign of anyone in the dwelling. I got out there quickly and never went back.

In showing another home with a client we both felt something bad in the house. There was a feeling a negative energy and we both felt it. I did not mention it until my client brought it up. Years later, I found out other friends had showed it and got the same thing and they had found out there was a murder succeed in the house. I had not known of that at the time.

The third time I actually saw the face of a little boy in a house. Again I was previewing it. I have to stop doing this ! that time I had a peaceful feeling when I saw this floating boys head for some reason.

below is a useful felony map, and school stats :

Felony search in your area:

http://www.felonspy.com/search.html

School reports:

http://www.greatschools.org/new-york/

Sunday, March 2, 2014

Advice for First Time Buyers

Historically, sellers wait for springtime to place their homes on the Real Estate Market and will often remove them from the market in winter and re-list in the spring, a season that seems more amenable to lookers and buyers. The reason for this seems simple enough. It takes approximately sixty days from signing contracts to closing and most buyers who have children in school do not wish to disrupt their school year. therefore the hope for a September closing is realistic. However, this past year I’ve been advising my sellers not to wait for spring to list their homes due to current low interest rates and the intense activity of buyers. Buyers should prepare themselves before engaging a Real Estate Agent and going out to look at houses. You, the buyer, should confer with certain professionals who will help you achieve your goal of buying a house and because there can be complications in any Real Estate transaction, these professionals will facilitate a smooth transaction. I’ve listed the following players you will need;
    Mortgage Professional *
    Home Inspection Professional *
   Attorney *
   Real Estate Agent *

First you should meet with a mortgage professional because this is where the journey for your new house begins. The mortgage broker will review your income, debt level, and credit score and will tell you if you qualify to purchase a home.  If you qualify, you will be given a written pre-approval letter which informs your Realtor of the price you can afford.
Now it’s time to contact a Realtor. Call any Real Estate office or get a referral from a friend or family member, then set up a time to meet with your chosen agent. This meeting will help you get to know your Realtor and will give him/her the opportunity to go over the purchasing process and show listings of houses to you. Your agent will then take you out to look at the houses you have chosen.
Now you have found a house and made an offer which has been accepted; what do you do next? You should contact a home inspector and an attorney. A home inspector is important because he will inspect the house from stem to stern noting things which may be of concern. He will provide you with a full written report of his findings. A radon test must be done and if there is a well, the water must be tested as required by Westchester County. After your offer has been accepted and the home inspection done, you should contact your Real Estate Attorney who will review the contract which has been drawn up on the purchase of the house. Your attorney will, at this time, order a title report on the property. To transfer the title, there cannot be any liens or open permits to encumber the property, and there must be a Certificate of Occupancy,
After all these issues have been researched then your attorney will be in contact with the seller’s attorney to schedule a closing. Your attorney will then provide you with amount of the closing costs. Closing costs can consist of prorated school and property taxes, prorated utility bills, oil/propane proration, mortgage tax, and filing fees to record the mortgage. Some checks may be personal checks while others will need to be bank checks.
Closing day is here!!!….Before you go to the closing you and your Realtor should do a final walk through at the house to make sure it will be delivered to you in the condition specified in your contract. You should check all appliances and water faucets, check for any leaks or damage that may have occurred after the inspection was done. If there are any such issues, contact your attorney as soon as possible so it can be addressed at the closing. The moment has finally come and you’re at the closing. By the end of it, you will know your name and the date because you will be signing it too many times to count. Most closings go smoothly but if a problem or issue arises, your attorney is there to address it. Once you have completed signing, initialing and dating everywhere, congratulations you have a new home!!

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